Getting Married? Don’t Overlook These Important Steps!
When planning a wedding, there are countless decisions to be made that can easily overwhelm even the most organized person. Picking the right dress and flowers are fun details, but don’t forget about the other important steps that should also take place during your wedding planning process. These are things like preparing for the name change process, choosing the right insurance to protect your wedding day and mapping out your financial future together. Although these details may not be as fun and creative as trying your hand at a DIY wedding centerpiece, they will have a lasting impact on your new life together.
Here are few items you should be sure to add to your wedding planning checklist!
Protect Your New Valuables
You’ve likely purchased or received a sparkly (and expensive) engagement ring which is what started this whole wedding planning process. Make sure this valuable keepsake is protected! Your homeowners or renters insurance policy may cover the cost of a lost or stolen ring, but you’ll want to check with your insurance agent to be sure.
Discuss How You Will Share Finances
Once you’re married, you’ll share a lot more than just a last name. Every couple is different and so is how you plan to share your finances. It’s important to at least start the conversation of how you plan to divide up the responsibilities of paying bills and whether you plan to merge your bank accounts prior to your wedding. This will be one less stress on your shoulders later on. (If you do change your bank account, don’t forget to update that for any automatic payments you have!)
Plan for the Unexpected on Your Wedding Day
Inclement weather, damage to your venue, illness and injury are not things you want to be thinking about taking place on your wedding day. However, they can and do sometimes happen which is why it’s so important to be prepared. Event Cancellation Insurance can help cover you should your big day need to be postponed.
Keep You & Your Guests Safe
On your wedding day, you want to fully live in the moment and not worry about something going potentially wrong – like a guest getting hurt. To put your mind at ease, and to protect you both financially and legally, it’s a smart idea to look into Event Liability Insurance. Coverage is usually available for private events and covers you for a short, specified period of time. Especially if you’re considering hosting your wedding on private property, like in someone’s backyard, you’ll want to consider Event Liability Insurance!
Prepare for the Name Change Process
Another important item you should include on your wedding planning checklist is to prepare for the name change process. If you’d like to take your spouse’s last name, you need to know all the forms that are required for making this change official. You’ll want to be sure to change it across every account associated with your name including bank accounts, insurance policies, driver’s license, passport and social security card, just to name a few. Keep in mind that each state has its own procedures, which is why you’ll want to plan ahead and devote some time to this important step!